There are a few important things to know about Medicare Part D if you plan to move out of state, They are:

  • If you have a Medicare Part D plan and move out of state or outside of the plan’s service area, you will have a Special Enrollment Period (SEP) in which you can enroll in a new plan. But you must notify your plan that you are moving. If you notify your plan, your SEP begins the month before your move, includes the month of your move, and ends 2 months after you move for a total of 4 months.
  • If you notify your Part D plan more than 2 months after you move , you will not have a SEP. In this case, you will have to wait until the Annual Election Period from November 15 – December 31 to enroll in a new Part D plan with an effective date of January 1 of the following year. You may also incur a premium penalty of 1% for each month you are not enrolled in a plan.
  • If your plan learns from the Post Office or Medicare that you have been out of their service area for more than 6 months, the plan will contact you to verify your change of address and notify you of a SEP. In this case, you would have a SEP from the beginning of the 6th month and continuing through the end of the 8th month after your move.
  • If the plan cannot contact you to confirm your change of address within a 6-month period, the plan will disenroll you.