Blue Cross Blue Shield Medicare Supplement Insurance - BCBS Medicare Supplement Insurance Plans

Choose from Nine Medicare Supplement Plans from Blue Cross Blue Shield

Our two most comprehensive and popular Medicare supplement plans, Plan D and Plan F, pay the Medicare Part A hospital deductible and copayments, your skilled nursing facility copayment and for foreign travel emergency care. In fact, no other standardized Medicare Supplement plan offered in Illinois offers more complete protection for your uncovered Part B medical expenses than Plan F.

High deductible Plan F has the same benefits as Plan F after the annual deductible has been paid. The deductible amount represents the annual out-of-pocket expenses (excluding premiums) that you must pay before the policy begins paying benefits.

Our Plan K and Plan L both include a cost-sharing feature that allows you to save substantially on premiums while still receiving dependable coverage. With these Medicare supplement plans, you pay some costs for covered services under Medicare Part A and Part B and the plan pays the rest. Once your annual out-of-pocket expenses reach $4,620 with Plan K, or $2,310 with Plan L, the plan pays 100% of covered expenses for the remainder of the calendar year.

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Medicare Supplement Plan D:

Your Part A deductible and coinsurance

The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Your Part B coinsurance and the cost of the first three pints of blood
Medicare Part A hospital deductible and copayments
Skilled nursing facility copayment
Foreign travel emergency care
Important benefits for at-home care after a hospital stay in addition to the basic benefits

Medicare Supplement Plan F:

Your Part A deductible and coinsurance

The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Your Part B coinsurance and the cost of the first three pints of blood
Medicare Part A hospital deductible and copayments
Skilled nursing facility copayment
Foreign travel emergency care
$155 Part B Medicare deductible
Part B doctor charges that are in excess of Medicare-approved amounts High Deductible Medicare

High Deductible Supplement Plan F:

High Deductible Plan F pays the same benefits as Plan F after you pay a calendar year deductible $2,000.

Your Part A deductible and coinsurance
Your Part B coinsurance and the cost of the first three pints of blood
Benefits from High Deductible Plan F will not begin until your out-of-pocket expenses total $2,000.
Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy.
These expenses include the Medicare deductibles for Part A and B.
These expenses do not include Plan F’s separate foreign travel emergency deductible.
Medicare Part A hospital deductible and copayments
Skilled nursing facility copayment
$155 Part B Medicare deductible
Part B doctor charges that are in excess of Medicare-approved amounts
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends

Medicare Supplement Plan K:

Fifty percent of your Part A deductible and coinsurance

The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Preventive benefits for Medicare-covered services usually leave you with 25% to pay -- plan K pays that 25%
Ten percent of your 20% Part B coinsurance and the 50% of the cost of the first three pints of blood
Fifty percent of the skilled nursing facility copayment
Once you've reached your $4,620 annual out-of-pocket limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year.

Medicare Supplement Plan L:

Seventy-five percent of your Part A deductible and coinsurance
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Preventive benefits for Medicare-covered services usually leave you with 25% to pay -- plan L pays that 25%
Fifteen percent of your 20% Part B coinsurance and the 75% of the cost of the first three pints of blood
Seventy-five percent of the skilled nursing facility copayment
Once you've reached your $2,310 annual out-of-pocket limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year.

Basic Medicare Supplement Plan A:

Your Part A coinsurance
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Your Part B coinsurance and the cost of the first three pints of blood